Description: This is an Excel spreadsheet showing Appendix C, Primary Tables of the 2008 Valuation Basic Report and Tables. The full report describes the development of the 2008 Valuation Basic Table. It incorporates the Primary Tables, the Relative Risk Tables and the Limited Underwriting tables. Please see the SOA website experience studies for the full report and other related tables.

Description: This is an excel spreadsheet showing Appendix F, Relative Risk, of the 2008 Valuation Basic Table Report and Tables. The full report describes the development of the 2008 Valuation Basic Tables. It incorporates the Primary Tables, the Relative Risk Tables, and the Limited Underwriting tables. Please see the SOA website experience studies for the full report and all other related tables.

Description: This paper is intended to summarize the differences in theUP-94 and GAR-94 tables and to review issues that arise for actuaries in choosing the appropriate mortality table. From Transactions of Society of Actuaries 1995, Vol. 47.

Description: This is the sixth Intercompany Study of Long–Term Care Insurance. This report combines and analyzes data received from 35 insurers. Available data was collected on policies issued between January 1, 1984 and December 31, 2007. Claims incurred on policies during this same timeframe were followed from claim inception through the earlier of claim termination or June 30, 2008.

Description: Sent to potential participants to gather information on different preferred class structures.

Description: In an increasing population the number of persons falls off from age to age more rapidly than does the stationary population of the life table. This can introduce a systematic bias into life table calculations. The first part of the paper describes an iterative procedure to correct for the bias, extends the method to multiple decrement and associated single decrement life tables, and demonstrates the magnitude of the bias involved. The second part of the paper summarizes the results of applying iterative life table techniques to 165 populations which encompass over a century's experience and include countries from all parts of the world. Followed by discussions submitted by several people

Description: The differences between select and ultimate insurance mortality are usually explained in terms of: 1. deterioration of a person's physical condition which occurs due to aging, and 2. anti-selection which occurs as some policyholders allow their coverage to lapse [i.e., those policyholders who find their health has become poor keep their coverage, while those who remain healthy discontinue their insurance]. This paper explores the differences in mortality between companies related to the differences in lapse rates of the companies.

Description: Sent to potential participants to gather information to better evaluate mortality experience.